Driving without your car insurance

Introduction

Most states in the US have laws that make having auto insurance for your car mandatory. This, however, doesn’t mean that you cannot legally drive your car if it doesn’t have insurance because you certainly can. The only thing that you need in order to do this is simply by being rich. This is due to the fact that, if your car is involved in an accident and it is not insured, you will be responsible for compensating anyone injured or the property damaged in the process. In this article, we will have a look at different circumstances that you can be able to legally drive a car without insurance in some states.

Driving without insurance in some states

In the state of Ohio, you only need to acquire the financial responsibility proof and you can comfortably drive your car without insurance or getting on the wrong side of the law. You simply get this proof by purchasing a bond of $30,000 from any authorized surety firm or even depositing the same amount using the treasurer of the state.
In the South Carolina state, you can acquire an uninsured registration certificate by paying an amount of $550 annually. This certificate, however, doesn’t exempt you from compensating the people you may injure or property you may damage in case you are involved in an accident.
In the state of New Hampshire, you can also drive you car without having the auto liability insurance. However, In case you accidentally it a person or damage any property while driving, you have to post the bond of financial responsibility so as to cover for any damage that may arise so as to cover for the damage. Additionally, you cannot also leave this state since the neighboring states requires a policy.

Consequences of driving without auto insurance

Driving without car insurance certainly comes with its consequences. Some motorists, however, risk driving without the insurance despite the fact that it is illegal in most states with the exemption of the New Hampshire state. Some of the consequences that may arise due to driving without the car insurance may include serving some jail time, fine or even suspension of the car registrations and driver’s licenses. Another significant consequence is that you are entitled to compensate for the injuries caused or property damaged which certainly leads to some financial loss.

Conclusion

Auto insurance protects you from the possible criminal or civil penalties that may arise from having insured and helps you cover the costs of injuries and property damaged in case you are involved in a car accident. Though the circumstances we have described can allow you to drive without auto insurance, it is advisable to acquire one in order to avoid the consequences that may follow.

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